100 Money Quotes To Help You Save

Saving money is a cornerstone of financial stability and independence. While it’s often easier said than done, the wisdom of financial experts, philosophers, and successful individuals can provide valuable insights and motivation.

Here are 100 money quotes to inspire you on your journey to better financial health.

Wisdom from Financial Experts

1. Warren Buffett: “Do not save what is left after spending, but spend what is left after saving.”
2. Dave Ramsey: “Live like no one else now, so later you can live like no one else.”
3. Suze Orman: “Stop buying things you don’t need, to impress people you don’t even like.”
4. Robert Kiyosaki: “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”
5. Ramit Sethi: “Save 10% of your income. Automatically. Whether you are rich or poor, whether you are just out of college or ready to retire, saving 10% of your income is a habit that will serve you well.”

Timeless Wisdom

6. Benjamin Franklin: “A penny saved is a penny earned.”
7. Aristotle: “The best way to avoid becoming poor is to make saving a priority.”
8. Seneca: “It is not the man who has too little, but the man who craves more, that is poor.”
9. Proverb: “He who buys what he does not need steals from himself.”
10. Henry David Thoreau: “Wealth is the ability to fully experience life.”

Modern Takes

11. Mark Cuban: “The best investment you can make is in yourself.”
12. Jay Leno: “I live on the money I make from comedy, and I put my TV money in the bank. I’ve never touched it.”
13. Will Rogers: “Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.”
14. Oprah Winfrey: “The greatest discovery of all time is that a person can change his future by merely changing his attitude.”
15. Beyoncé: “Always be prepared to make the most of what you have.”

Inspirational Quotes

16. Mahatma Gandhi: “The world has enough for everyone’s need, but not enough for everyone’s greed.”
17. Helen Keller: “Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it.”
18. Albert Einstein: “Not everything that can be counted counts, and not everything that counts can be counted.”
19. Thomas Jefferson: “Never spend your money before you have it.”
20. Ralph Waldo Emerson: “Money often costs too much.”

Practical Advice

21. George S. Clason: “Start thy purse to fattening.”
22. Ann Landers: “Opportunities are usually disguised as hard work, so most people don’t recognize them.”
23. Peter Drucker: “The best way to predict the future is to create it.”
24. Zig Ziglar: “You don’t have to be great to start, but you have to start to be great.”
25. Les Brown: “Shoot for the moon. Even if you miss, you’ll land among the stars.”

Quotes on Frugality

26. Maya Angelou: “You can’t use up creativity. The more you use, the more you have.”
27. John D. Rockefeller: “If your only goal is to become rich, you will never achieve it.”
28. Charles A. Jaffe: “It’s not your salary that makes you rich, it’s your spending habits.”
29. Unknown: “The art is not in making money, but in keeping it.”
30. John Wesley: “Earn all you can, save all you can, give all you can.”

Encouragement to Save

31. Will Smith: “Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.”
32. Henry Ford: “Wealth, like happiness, is never attained when sought after directly. It comes as a by-product of providing a useful service.”
33. J.D. Roth: “If you want to build wealth, you must have the discipline to do what others will not.”
34. Tony Robbins: “The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be more. Serve more.”
35. Jim Rohn: “Formal education will make you a living; self-education will make you a fortune.”

Philosophical Insights

36. Epicurus: “Wealth consists not in having great possessions, but in having few wants.”
37. Socrates: “The secret of change is to focus all your energy not on fighting the old, but on building the new.”
38. Confucius: “The journey of a thousand miles begins with one step.”
39. Marcus Aurelius: “The soul becomes dyed with the color of its thoughts.”
40. Seneca: “Wealth is the slave of a wise man. The master of a fool.”

Quotes on Investment

41. Peter Lynch: “Know what you own, and know why you own it.”
42. Charlie Munger: “The big money is not in the buying and selling, but in the waiting.”
43. Jack Bogle: “Don’t look for the needle in the haystack. Just buy the haystack!”
44. George Soros: “It’s not whether you’re right or wrong, but how much money you make when you’re right and how much you lose when you’re wrong.”
45. Paul Samuelson: “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.”

On Budgeting

46. John Maxwell: “A budget is telling your money where to go instead of wondering where it went.”
47. Unknown: “A budget is more than just a series of numbers on a page; it is an embodiment of our values.”
48. T. Harv Eker: “If you want to change the fruits, you will first have to change the roots. If you want to change the visible, you must first change the invisible.”
49. Dave Ramsey: “A budget is your spending plan for your money. It’s telling your money where to go instead of wondering where it went.”
50. Elizabeth Warren: “It’s not about having it all. It’s about having what you value most.”

Quotes on Financial Independence

51. Chris Reining: “Financial independence isn’t about being rich; it’s about having control over your time.”
52. Grant Sabatier: “You can always make more money, but you can’t get more time.”
53. Mr. Money Mustache: “Frugality isn’t about cutting out your morning latte. It’s about getting the most value from your money.”
54. Vicki Robin: “Financial independence is about having choices.”
55. Paula Pant: “You can afford anything, but not everything.”

Motivational Quotes

56. Steve Jobs: “Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work.”
57. Richard Branson: “Business opportunities are like buses, there’s always another one coming.”
58. Jeff Bezos: “Frugality drives innovation.”
59. Elon Musk: “When something is important enough, you do it even if the odds are not in your favor.”
60. Bill Gates: “We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten. Don’t let yourself be lulled into inaction.”

Practical Saving Tips

61. Unknown: “Don’t save what is left after spending; spend what is left after saving.”
62. Unknown: “The best time to plant a tree was 20 years ago. The second-best time is now.”
63. Unknown: “Save a little money each month and at the end of the year, you’ll be surprised at how little you have.”
64. Unknown: “The quickest way to double your money is to fold it in half and put it in your back pocket.”
65. Unknown: “It’s not about how much money you make, but how much money you keep.”

Quotes on Debt

66. Thomas Jefferson: “Never spend your money before you have it.”
67. Suze Orman: “Debt robs you of your freedom.”
68. Warren Buffett: “The most important thing to do if you find yourself in a hole is to stop digging.”
69. Anonymous: “Debt is like any other trap, easy enough to get into, but hard enough to get out of.”
70. Elizabeth Warren: “Credit card debt is the fastest way to lose your freedom.”

On Wealth and Happiness

71. Dalai Lama: “When you are discontent, you always want more, more, more. Your desire can never be satisfied. But when you practice contentment, you can say to yourself, ‘Oh yes, I already have everything that I really need.'”
72. Jim Carrey: “I think everybody should get rich and famous and do everything they ever dreamed of so they can see that it’s not the answer.”
73. Ellen Goodman: “The central struggle in life is to pay attention to the things that matter and not to pay attention to the things that don’t.”
74. Epictetus: “Wealth consists not in having great possessions, but in having few wants.”
75. J.K. Rowling: “It does not do to dwell on dreams and forget to live.”

Encouragement to Invest in Yourself

76. Unknown: “Invest in yourself. Your career is the engine of your wealth.”
77. Tony Robbins: “The path to success is to take massive, determined actions.”
78. Jim Rohn: “You are the average of the five people you spend the most time with.”
79. Brian Tracy: “Invest three percent of your income in yourself to guarantee your future.”
80. Benjamin Franklin: “An investment in knowledge pays the best interest.”

Quotes on Simple Living

81. Henry David Thoreau: “Our life is frittered away by detail. Simplify, simplify.”
82. Unknown: “The simplest things can bring the most happiness.”
83. Unknown: “Live simply, so that others may simply live.”
84. Unknown: “The best things in life are not things.”
85. Unknown: “Simplicity is the ultimate sophistication.”

Quotes on Long-term Perspective

86. Warren Buffett: “Someone’s sitting in the shade today because someone planted a tree a long time ago.”
87. Unknown: “The future depends on what you do today.”
88. Albert Einstein: “Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it.”
89. John Maynard Keynes: “In the long run, we are all dead.”
90. Benjamin Graham: “The individual investor should act consistently as an investor and not as a speculator.”

Encouraging Discipline

91. Zig Ziglar: “Discipline yourself to do the things you need to do when you need to do them, and the day will come when you will be able to do the things you want to do when you want to do them.”
92. Tony Robbins: “Setting goals is the first step in turning the invisible into the visible.”
93. Unknown: “Discipline is the bridge between goals and accomplishment.”
94. Unknown: “The only way to do great work is to love what you do.”
95. Unknown: “A journey of a thousand miles begins with a single step.”

Final Thoughts

96. Unknown: “The best time to save money was yesterday. The next best time is today.”
97. Unknown: “Don’t wait for the perfect moment. Take the moment and make it perfect.”
98. Unknown: “It’s not what you look at that matters, it’s what you see.”
99. Unknown: “Every penny saved is a penny earned.”
100. Unknown: “The goal isn’t more money. The goal is living life on your terms.”

Conclusion

These quotes provide a wealth of knowledge and inspiration, reminding us that financial well-being is not just about the money itself, but about the habits, mindset, and values we cultivate. By integrating these insights into your daily life, you can take meaningful steps towards financial freedom and a more fulfilling life. Happy saving!